Compensation Disclosure

Unless otherwise expressly stated, you should assume that all references to products and services on this website are made because material connections exist between the website’s owner and the providers of the mentioned products and services.

Products and services recommended on this website are based on either my use of the product or service mentioned prior to recommending it or I’ve researched the reputation of the Provider and has made the decision to recommend the Provider’s products or services based on the Provider’s history of providing these or other products or services.

Compensation received for products and services recommended on the website may be complimentary products, services, or money from a Provider prior to mentioning the Provider’s products or services on this website. However, that compensation will never influence the content, topics or posts made on this website. In other instances, a monetary commission or non-monetary compensation is received when you take action based on the content of this website. This includes, but is not limited to, when you purchase a product or service from a Provider after clicking on an affiliate link on this website.

You should perform your own due diligence  before purchasing a product or service mentioned on this website (or any other website).

Google, as a third party vendor, uses cookies to serve ads on this website based on your visit to my websites as well as other websites on the Internet. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Copyright

All content on this website, including text, graphics, audio and video is the property of Smart Business Tactics and is protected by U.S. copyright laws and may not be copied or re-used without the express written permission of Smart Business Tactics, which reserves all rights. Reproduction, modification, distribution, transmission, republication, display or performance, of the content on this website is strictly prohibited.

IP Addresses & Cookies

Non-personal information, IP addresses, is collected to determine what pages you the visitor access. This information is aggregated to measure number of visits, average time spent on the website, pages viewed, how you found us, type of browser you use, etc. We use this information to measure usage and improve the content of this website.

Voluntary User Participation

We collect information from you when you register on our website, place an order, subscribe to our newsletter, respond to a survey or fill out a form. As a rule, we request the minimum information necessary in a given situation; as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or credit card information.

Any of the information we collect from you may be used to…

• To personalize your experience and to help me better respond to your individual needs
• To improve the website so that we provide the information you are looking for to start and build your business
• To improve customer service so that we effectively respond to your customer service requests and support needs
• When processing your transactions the information you provide, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested
  • We take every reasonable measure to keep all information from our online visitors as secure as possible against unauthorized access and use. After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.
• To send periodic emails containing information and updates pertaining to your order as well as occasional company news, updates, related product or service information, tips and resources on business startup and building, etc
  • Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

Please note that information you place in your “profile” on the message boards or any comments you post directly to the blog or other portions of this website can be viewed by the general public. If you do not wish to make your email address or personal information public, you can still register for the message boards; just omit any personal information from the “profile” that you don’t want seen by the general public.

By participating in the message boards or commenting in any area of the website, you agree that we may reproduce any of your contributions elsewhere on the website, in advertising or in our newsletter. However, we will only publish the information that you make available to other members.

Please note: Any personal information you submit via our customer service system is not published on our website and is only shared with contractors as necessary to provide appropriate customer service. The exception is where you have voluntarily submitted a marketing question you would like to be answered. Questions and answer are published on the website.

Private Policy

This website does contain links to other websites to provide you with the tools and resources you are looking for. Neither non-personal nor personal information is provided to a third party website. Should you leave our website following a link we are not responsible for the privacy practices or the content of those websites.

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Refund Policy

All our Business Guides are backed by our 30-day money-back satisfaction guarantee. If you’re not satisfied with your purchase, let us know within 30 days and we’ll give your money back, no questions asked.

Due to their intensive nature and the time involved with coaching, the Business Advice include a 5-day money-back guarantee. If you are not satisfied, please inform us within 5 days for a full refund.

The policies for Business Services vary depending on the service. Consult the appropriate service website for current policies.

Terms of Use

All advice provided on this website and in our courses is for general informational purposes only. Every effort has been made to accurately represent our product and its potential. The income statements, testimonials, and examples on this website are exceptional results, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Any claims made of actual earnings or examples of actual results can be verified upon request. Each individual’s success depends on his or her background, dedication, desire, motivation and action taken. There is no guarantee you will duplicate the results stated here. As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money. We are not responsible for any losses that may occur as a result of following this advice.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Policy Changes

We reserve the right to make changes to these policies and encourage you to review this policy frequently. By continued use of this website, you agree to accept these terms and any changes.